Morton Community Bank Overdraft Fee Class Action Settlement
Illinois residents who held a Morton Community Bank personal checking account and were charged retry overdraft or NSF fees between April 11, 2014 and August 31, 2022.
Settlement Closed
Who’s Eligible
You may be eligible for the Morton Community Bank settlement if you:
- Are an Illinois citizen
- Have or had a personal checking account with Morton Community Bank
- Were assessed one or more “Retry Fees” on your account, meaning a fee charged when a previously returned item was re-presented and assessed an additional NSF fee or overdraft fee
- The fee was charged between April 11, 2014 and August 31, 2022 (class period)
Eligible States
Claim Deadline
What You Need to Do to Get Paid
To get paid from the Morton Community Bank settlement, no claim form is required. This is an automatic distribution.
If you received a Notice and do not opt out, you will automatically receive either a credit to your Morton Community Bank account (if you are a current accountholder) or a check mailed to your last known address (if you are a past accountholder).
If your address has changed, contact the Settlement Administrator to update it:
- Call toll-free: (888) 235-3719
- Email: admin@WilliamsOverdraftSettlement.com
- Mail your updated address to: Williams v. Morton Community Bank, c/o Settlement Administrator, P.O. Box 301130, Los Angeles, CA 90030-1130
The Final Approval Hearing is scheduled for June 10, 2026. If the settlement is approved, payments should be issued within 60 days of the effective date.
No proof of overdraft fees required. Settlement Class Members identified in Morton Community Bank’s records will automatically receive payment or account credit if they do not opt out. Current Accountholders receive account credit; Past Accountholders receive check by mail.
Settlement Payout
Morton Community Bank settlement payments vary by individual. Each class member’s payment is calculated proportionally based on the number of Retry Fees they were charged during the class period relative to all Retry Fees charged across the entire settlement class.
The net settlement fund (the $238,000 total minus attorneys’ fees of up to 33.33%, a service award of up to $5,000, and estimated administration costs of $38,702) will be divided using a per-fee formula: the net fund is divided by the total number of Retry Fees paid by all class members to get a per-fee dollar amount, which is then multiplied by each individual’s number of fees.
Current accountholders will receive an account credit. Past accountholders will receive a check. The Final Approval Hearing is set for June 10, 2026, and payments are expected within 60 days of the settlement’s effective date.
- Attorneys’ Fees: Up to 33.33% of Settlement Fund (amount to be determined by Court)
- Service Award to Class Representative: Up to $5,000
- Settlement Administrator Costs: $38,702
Background of the Lawsuit
Plaintiff Dante Williams filed a class action lawsuit against Morton Community Bank in Tazewell County, Illinois, case number 2022-LA-000026. The lawsuit claims the bank improperly charged “Retry Fees,” meaning it returned an item for insufficient funds, charged an NSF fee, then re-presented the same item and charged additional NSF or overdraft fees on top.
The claims include breach of contract, breach of the implied covenant of good faith and fair dealing, unjust enrichment, and violations of the Illinois Consumer Fraud and Deceptive Business Practices Act. Morton Community Bank denies all allegations and maintains it assessed fees in accordance with its account agreements and applicable law.
Rather than continue to trial, both sides agreed to a $238,000 settlement fund. The bank entered the settlement to avoid the cost and disruption of further litigation, not as an admission of wrongdoing. For more information, visit the official settlement website.
Frequently Asked Questions
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Settlement Administrator
Williams v. Morton Community Bank
c/o Settlement Administrator
P.O. Box 301130
Los Angeles, CA 90030-1130
Case Details
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Disclaimer
The information on this website is free to access and provided for general educational and informational purposes only. It is not legal advice. We summarise settlement information from official notices, court documents, settlement websites, administrators, and other primary sources where available.
Settlement details and deadlines may change. Always refer to the official settlement website or consult a licensed attorney for advice specific to your situation.
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