Universal Lenders Data Breach Class Action Settlement
Individuals whose private information was potentially compromised in the November 2024 Universal Lenders cyberattack.
Settlement Closed
Who’s Eligible
You may be eligible for the Universal Lenders settlement if you:
- Received notice from Universal Lenders that your Private Information was potentially compromised in the November 2024 data breach
For more data breach settlements, visit our settlements hub.
Eligible States
Claim Deadline
What You Need to Do to Get Paid
To get paid from the Universal Lenders Data Breach settlement:
Claim Online
Visit the settlement website at https://www.uldatasettlement.com/ and submit your claim form online.
Claim by Mail
Print the claim form from https://www.uldatasettlement.com/, complete it, and mail it to the settlement administrator with any required supporting documentation.
What to Include
Provide proof of your identity and evidence that you were affected by the Universal Lenders data breach. Check the settlement website for specific documentation requirements.
For expense reimbursement claims, you must submit documented proof such as receipts showing actual out-of-pocket expenses caused by the data breach. Self-prepared notes or papers alone are insufficient. Without proof documentation, you can claim the alternative $50 cash payment instead, which requires no proof.
Settlement Payout
Universal Lenders settlement payments vary based on your claim choice. You can claim up to $2,500 in reimbursement for documented out-of-pocket expenses caused by the data breach, or choose a one-time $50 alternative cash payment instead. All eligible class members also receive three years of credit monitoring services with $1 million in identity theft insurance at no cost.
- Attorneys’ Fees and Costs: $200,000
- Service Awards: $1,500 per Class Representative (4 representatives)
Settlement Documents
Background of the Lawsuit
In November 2024, Universal Lenders, LLC, a company that provides promotional programs for vehicle and recreational equipment extended service contracts, suffered a targeted cyberattack on its computer systems. The breach potentially compromised the personal information of approximately 19,575 individuals, including names, Social Security numbers, financial account numbers, and driver’s license numbers.
Matthew Bakale, Samantha Krulicki, Akeem Shannon, and Mary Wilson filed a class action lawsuit in Lake County Circuit Court alleging that Universal Lenders failed to properly safeguard customers’ private information, resulting in injuries including identity theft risk and out-of-pocket expenses. The lawsuit asserted causes of action for negligence, breach of implied contract, unjust enrichment, and breach of confidence.
Universal Lenders denied any wrongdoing and maintained it complied with all applicable laws. Rather than continue litigation, the parties agreed to settle to avoid further costs, disruption, and uncertainty. The court has not decided the merits of the case.
Frequently Asked Questions
Who is eligible for the Universal Lenders settlement?
What is the deadline to submit a claim for the Universal Lenders settlement?
How do I claim benefits from this settlement?
How much will I receive from the Universal Lenders settlement?
What is the final approval hearing date?
Can I opt out of this settlement?
Do I need proof to claim the alternative $50 cash payment?
What expenses can I be reimbursed for?
Settlement Administrator
UL Data Breach Settlement
c/o Settlement Administrator
P.O. Box 25226
Santa Ana, CA 92799-9958
Case Details
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Disclaimer
The information on this website is free to access and provided for general educational and informational purposes only. It is not legal advice. We summarise settlement information from official notices, court documents, settlement websites, administrators, and other primary sources where available.
Settlement details and deadlines may change. Always refer to the official settlement website or consult a licensed attorney for advice specific to your situation.
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