Upstart Bankruptcy Communications Class Action Settlement
You may qualify for the Upstart settlement if you filed for bankruptcy in Kentucky and received communications, made payments, or had credit reporting activity from Upstart while your bankruptcy was pending.
Settlement Closed
Who’s Eligible
- Filed a Chapter 7 or Chapter 13 bankruptcy petition in either the Western District of Kentucky or Eastern District of Kentucky;
- Had a loan originated through and/or serviced by Defendant; and
- Were sent one or more post-filing Communications between January 1, 2018 and December 31, 2024 from Defendant more than five days after their bankruptcy petition was filed and while their bankruptcy petition remained pending.
Eligible States
Claim Deadline
What You Need to Do to Get Paid
To get paid from the Upstart settlement:
Claim Online
No Claim Form is required. If you are eligible and do not opt out, you will receive payment automatically.
Claim by Mail
No Claim Form is required.
Settlement Payout
Upstart settlement payments will vary based on the nature of the violation. Class Members who made payments to Upstart after filing for bankruptcy may receive a refund of those payments plus an additional $800. Class Members subject to certain credit reporting actions may receive $100. Those who received communications may receive a pro rata share of the remaining funds.
- Attorneys’ Fees and Costs: Up to $100,000
- Service Awards: Up to $10,000
- Settlement Administration Costs: Up to $25,000
Settlement Documents
Background of the Lawsuit
Plaintiffs Melanie Stephens and Jessica Johnson filed a class action lawsuit against Upstart Network in the United States Bankruptcy Court for the Eastern District of Kentucky. A matching action was filed by David Brody in the Western District of Kentucky. The complaints allege that Upstart violated the automatic stay in certain bankruptcies by sending communications, collecting payments, and reporting credit information after the plaintiffs had filed for bankruptcy.
Upstart denies these allegations and any wrongdoing. The Court has not determined who is right or wrong in this lawsuit.
Upstart has agreed to pay up to $300,000 to resolve the claims. An additional fund will cover administrative costs and attorneys’ fees.
Frequently Asked Questions
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Settlement Administrator
Case Details
Listing Information
Discussion
Disclaimer
The information on this website is free to access and provided for general educational and informational purposes only. It is not legal advice. We summarise settlement information from official notices, court documents, settlement websites, administrators, and other primary sources where available.
Settlement details and deadlines may change. Always refer to the official settlement website or consult a licensed attorney for advice specific to your situation.
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