West Bend Mutual Insurance Nonmaterial Depreciation Class Action Settlement
Policyholders in IL, KY, MO, OH, TN, VA, or WI with structural loss claims where nonmaterial depreciation was withheld.
Settlement Closed
Who’s Eligible
- Had a personal or commercial lines property insurance policy issued by West Bend.
- Made a Structural Loss claim for property located in Illinois, Kentucky, Ohio, Tennessee, Virginia, or Wisconsin (Date of Loss: March 29, 2020 – June 30, 2022); or in Missouri (Date of Loss: March 29, 2012 – June 30, 2022).
- Had an Xactimate estimate used in the determination of the ACV Payment.
- Received an ACV Payment from which Nonmaterial Depreciation was withheld, or would have received one but for the withholding causing the loss to drop below the deductible.
Eligible States
Claim Deadline
What You Need to Do to Get Paid
You may submit a Claim Form online at the settlement website by 11:59 p.m. Central Time on February 6, 2026. Alternatively, you may mail a completed paper Claim Form to the Settlement Administrator, postmarked no later than February 6, 2026.
West Bend’s records indicate eligibility. Claimants must submit a valid Claim Form to receive payment. Proof is generally not required unless filing as a representative.
Settlement Payout
Payments vary based on the state of policy issuance. Class Members in Illinois, Kentucky, Missouri, Ohio, and Tennessee may receive 100% of withheld Nonmaterial Depreciation plus 5% interest. Class Members in Virginia and Wisconsin may receive 80% of withheld Nonmaterial Depreciation plus 5% interest. Claimants who were previously paid the withheld amount may receive a fixed payment between $25 and $500.
- Attorneys’ Fees: Up to $1,392,500
- Service Award: Up to $7,500
Background of the Lawsuit
The lawsuit alleges that West Bend Mutual Insurance Company improperly deducted Nonmaterial Depreciation when adjusting certain Structural Loss claims in specific states. West Bend denies acting wrongfully or unlawfully.
Frequently Asked Questions
What is this lawsuit about?
Who is included in the Settlement?
How much will payments be?
When is the deadline to file a claim?
When will I receive my payment?
Settlement Administrator
P.O. Box 5988, Portland, OR 97228-5988
Case Details
Listing Information
No news articles related to this settlement yet
Discussion
Disclaimer
The information on this website is free to access and provided for general educational and informational purposes only. It is not legal advice. We summarise settlement information from official notices, court documents, settlement websites, administrators, and other primary sources where available.
Settlement details and deadlines may change. Always refer to the official settlement website or consult a licensed attorney for advice specific to your situation.
Every listing is reviewed by our research team. Found an error? Let us know. Learn more about how we verify our information.
