Hartford Insurance UIM Coverage Class Action Settlement
New Mexico policyholders who had UIM automobile insurance coverage with Hartford between 2014 and 2022.
Settlement Closed
Who’s Eligible
You may be eligible for the Hartford insurance settlement if you:
- Were a New Mexico policyholder or had UIM (underinsured motorist) coverage with Property and Casualty Insurance Company of Hartford between December 29, 2014, and March 18, 2022, OR
- Were a New Mexico policyholder or had UIM coverage with Hartford Insurance Company of the Midwest between January 1, 2019, and March 18, 2022
- Were insured under a New Mexico automobile insurance policy issued by either defendant that included UIM coverage during the applicable class period
- This includes passengers and authorized drivers of covered vehicles, not just the named insured, as well as those who previously made a UIM claim and those who never made one
Eligible States
Claim Deadline
What You Need to Do to Get Paid
To get paid from the Hartford Insurance settlement:
Claim Online
- Visit the official settlement claim site and click “Start Your Claim” or “Submit a Claim Form.”
- Enter your Unique ID Number and PIN from your notice, or follow the on-screen instructions to complete the form.
- Choose your payment option: a claim reevaluation without the UIM offset applied (Option 1), or a refund of 23% of UIM premiums paid during the class period (Option 2). Wrongful death claimants may be paid automatically without submitting a form.
- Submit your completed claim form by the deadline of May 22, 2026.
Claim by Mail
- Download and print the claim form from the official settlement website, or request one be mailed to you by contacting the Settlement Administrator.
- Complete the form and select your preferred payment option.
- Mail the completed form to the Claims Administrator (Soleil and Hammonds v. Hartford, c/o Claims Administrator) so it is postmarked no later than May 22, 2026.
Wrongful death claimants can receive automatic payment without filing (autopay of UIM offset). Non-wrongful death claimants can elect either: (1) Premium formula – 23% of UIM premiums paid (no proof required), or (2) Claim formula – UIM claim reevaluation without offset (supporting documentation may be required upon request).
Settlement Payout
Hartford Insurance settlement payments vary depending on which payment option you choose. Class members who elect the premium formula receive 23% of all UIM premiums they paid to Hartford during the applicable class period. Those who choose the claim formula instead have their UIM claim readjusted without the offset applied, though the actual payment will depend on your individual damages and could be less than the full offset amount, or nothing, if your damages do not support additional recovery. Wrongful death claimants are eligible for automatic payment of the full offset amount without needing to submit a claim form. Payments for premium-formula claims (Option 2) will be sent no later than 60 days after the May 22, 2026 claim deadline. Payments for claim-reevaluation claims (Option 1) will be sent no later than 90 days after the claim deadline, or within 30 days of a Neutral Evaluator decision if your claim is referred for review. All payments are contingent on final court approval of the settlement.
Background of the Lawsuit
Plaintiffs Raya Soleil, Ross Soleil, and Mary Hammonds filed suit against Property and Casualty Insurance Company of Hartford and Hartford Insurance Company of the Midwest in the New Mexico District Court for Bernalillo County (Case No. D-202-CV-2023-08611). The lawsuit alleged that Hartford sold illusory or misleading underinsured motorist (UIM) coverage in New Mexico automobile insurance policies, collected premiums for that coverage, and then improperly applied offsets that reduced or eliminated UIM benefits when policyholders filed claims after accidents with underinsured drivers.
More specifically, plaintiffs alleged that Hartford failed to disclose the effect of offsetting the at-fault driver’s liability coverage against UIM benefits, a practice addressed by the New Mexico Supreme Court in Schmick v. State Farm Mutual Automobile Insurance Company (1985). The suit claimed this amounted to a breach of the insurance contracts and violated New Mexico law.
Hartford denied all allegations, maintained it complied with policy terms and applicable law, and denied acting wrongfully or unlawfully. Without any court finding of liability, both sides agreed to settle to avoid the costs and risks of trial. For more information, visit the official settlement website.
Frequently Asked Questions
Who is eligible for the Hartford Insurance UIM Coverage settlement?
What is the claim deadline for the Hartford Insurance settlement?
How much money will I get from the Hartford Insurance UIM Coverage settlement?
Do I have to file a claim to get paid?
What did the lawsuit against Hartford Insurance allege?
When will Hartford Insurance settlement payments be sent?
Can I still file if I no longer have Hartford Insurance or never made a UIM claim?
What happens if I do nothing in the Hartford Insurance UIM Coverage settlement?
Settlement Administrator
Soleil and Hammonds v. Hartford
c/o Claims Administrator
P.O. Box 2775
Portland, OR 97208-2775
Case Details
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Disclaimer
The information on this website is free to access and provided for general educational and informational purposes only. It is not legal advice. We summarise settlement information from official notices, court documents, settlement websites, administrators, and other primary sources where available.
Settlement details and deadlines may change. Always refer to the official settlement website or consult a licensed attorney for advice specific to your situation.
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