PHH Mortgage Kickback Class Action Settlement
Borrowers with PHH loans (2007-2009) who paid for private mortgage insurance.
Who’s Eligible
- Obtained a residential mortgage loan originated and/or acquired by PHH and/or its affiliates from January 1, 2007 through December 31, 2009.
- Purchased private mortgage insurance in connection with that loan.
- The loan was included within PHH’s captive mortgage reinsurance agreements.
- Must not be an employee, officer, or director of the Defendants.
Eligible States
Quick Eligibility Check
Claim Deadline
What You Need to Do to Get Paid
Submit a Claim Form online at www.PHHMISettlement.com or mail a completed paper Claim Form to the Settlement Administrator by August 11, 2026.
You must submit a valid Claim Form providing your loan information and affirming your eligibility under penalty of perjury.
Settlement Payout
$875 per loan
- Class Payment: $875 per valid claim
- Attorneys’ Fees: Up to $9,031,000
- Litigation Expenses: Up to $2,100,000
- Administration Costs: Up to $500,000
- Service Awards: Up to $5,000 per Class Representative
Background of the Lawsuit
Plaintiffs allege that PHH violated RESPA by accepting kickbacks from mortgage insurers. Specifically, PHH allegedly required borrowers to pay for private mortgage insurance, which was then reinsured by a PHH affiliate to funnel money back to PHH. Defendants deny the allegations.
Frequently Asked Questions
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Settlement Administrator
P.O. Box 91304, Seattle, WA 98111
Case Details
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Disclaimer
The information on this website is free to access and provided for general educational and informational purposes only. It is not legal advice. We summarise settlement information from official notices, court documents, settlement websites, administrators, and other primary sources where available.
Settlement details and deadlines may change. Always refer to the official settlement website or consult a licensed attorney for advice specific to your situation.
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